The study focused on locus-of-control and self-esteem vis-à-vis retirees’ coping behaviour in Anambra State, Nigeria. The study used Ways of Coping Checklist, Index of Self-Esteem, and Nowicki-Strictland Locus-of-Control Scale; cross-sectional factorial designs; two-way ANOVA statistics, random and snow-balling samplings, 56 retirees (26 males/30 females), 60-81 years retirees’ age-range and SD=1.98. Results: Self-esteem and Locus-of-control respectively had no significant influence on the retirees’ general coping behaviour in Anambra State, Nigeria; Self-esteem and locus-of-control combined had no significant influence on the retirees’ general coping systems; Self-esteem and Locus-of-control respectively significantly influenced only the retirees’ “avoidance coping” system; Self-esteem, locus-of-control, and their combined effects contributed 98%, 98%, and 90% respectively to retirees’ “avoidance coping” system; finally, Self-esteem and Locus-of-control respectively did not significantly influence retirees’ “problem-focused coping”, “social-support seeking coping”, “self-blame coping”, and “wishful-thinking coping” elements of coping system. Recommendations: Effective coping with retirement should involve improved self-esteem, and constructive/positive locus-of-control of retirees.
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