Sale of Loans and Credit Risk Management Practices of Savings and Loans Companies: Evidence from an Emerging Economy (Published)
The current study assessed the credit risk management practices of saving and loans companies in the Sunyani Municipality of the Bono region of Ghana. With a positivist paradigm, the study adopted a descriptive research design. Using purposive sampling method, a sample size of fifty seven (57) respondents was utilized. The study revealed a strong and positive correlation between credit risk management and financial performance of the savings and loans companies. Erratic policy rates were found to have negative impact on the operations and profitability of the companies. The study recommends robust supervision and strict adherence to sound credit management practices for sustainability and profitability of the savings and loans companies.
Assessing Clinical Solid Waste Management Strategies in Sunyani Municipality, Ghana– Evidence from Three Healthcare Facilities (Published)
The study investigated clinical waste management (CWM) strategies used by the three healthcare facilities in Ghana. Specifically, the study sought to; determine the amount of different kinds of solid waste; evaluate the existing methods for managing clinical solid waste in health facilities; and recommend possible remedial measures to be implemented. The study collected data through field data collection; observation and structured interview. Document analysis was used to triangulate the information collected through observation and structured interviews. The results revealed varying quantities of clinical waste generated and clinical waste compositions. CWM standards and best practices were inappropriately applied for clinical waste transportation, treatment, storage and disposal in two hospitals. Recycling strategy is non-existent. Reasons such as apathy of hospital administrators and waste collectors are attributed to poor CWM in the hospitals. The study recommends adoption of recycling strategy and creation of staff awareness and training on health implications of poor CWM.