Microfinance service has more focus on the economic transition to support alleviating poverty through giving financial services to the poor. The main objective of this study was to explore the impact of microfinance service on rural farmers. The study collected the data related with socio-economic status of farmers. The study was conducted among the 385 farmers of Syangja district of Nepal. The study found the significant changed in income and expenditure of farmers after involving in microfinance services. The microfinance services had provided the skill based training for income generation as well as provided the loan facilities to promote the micro-scale business. Still, 36.4% farmer were poor as a national standard of poverty score card so there was need to implement the livelihood program to improve the socio-economic status of farmers.
The study ascertained the barriers to contraceptive use among rural farmers in Akwa Ibom State, Nigeria. Data obtained from one hundred and sixty rural farmers, using multi-stage sampling procedure, were analyzed using frequencies, percentages, means and ranks. Results show that 51.3% of the respondents, with an average age of 40 years, were females and 73.1% were married; majority of the respondents (96.2%) had formal education with an average monthly income of N28, 500.50 and an average of 36 years of farming experience. Findings also show that the most utilized contraceptive methods by the rural farmers were barrier methods (condoms, diaphragm), hormonal contraceptives (pills) and abstinence; lack of information on effective use of contraceptives, perceived negative side effects of contraceptive use and lack of required skills for effective use of contraceptives were the most severe barriers to contraceptive use faced by the respondents. The State Government, Non-Governmental Organizations, Community-based organizations as well as other development agencies in Akwa Ibom State should organize enlightenment programmes on contraceptive use specifically targeted at rural areas of the State in order to help overcome the major barriers to contraceptive use faced by rural farmers in the State.
EFFECT OF NATIONAL SPECIAL PROGRAMME FOR FOOD SECURITY ON CASSAVA OUTPUT AMONG RURAL FARMERS IN CROSS RIVER STATE, NIGERIA (Published)
This study was carried out to analyse the effect of National Special Programme for Food Security (NSPFS) on cassava output in among rural farmers in Cross River State, Nigeria. The specific objectives were to ascertain the socioeconomic characteristics of the respondents determine the effect of the programme on cassava output and identify the problems encountered by the beneficiaries. Data for the study were collected through structured questionnaire from the three agricultural zones in the state using multi-stage random sampling technique for the selection of beneficiaries and non-beneficiaries. A total of 203 respondents were used for the study. The tools used for data analyses included frequencies, percentages, means and paired t-test. The result indicated that most of the respondents were females and married. Most of them were between the ages of 31-40 years and had household size of 6-10 persons. Majority had secondary education and had annual income of less than N100, 000(one hundred thousand) naira. The paired t-test result indicated that the mean annual output of beneficiaries was higher and significantly different from that of the non-beneficiaries at 95% confidence level and late release of loan and inputs was rank first among other problems encountered by the beneficiaries. The study therefore recommended that NSPFS project site should be expanded to other communities across the state. Loan and other inputs from the NSPFS should be released early enough to the beneficiaries to effectively improve their productivity and enhance food security in the State.