Level of Use of Organic Manure by Farmers in Isoko North Local Government Area of Delta State, Nigeria (Published)
The study assessed the level of use of organic manure in Isoko North Local Government area of Delta State, Nigeria. A multi-stage sampling procedure was used to compose a sample size of 427 respondents for the study. Data generated were analyzed using both descriptive and inferential statistics. The results of the study showed that majority of the farmers were not using organic manure. The reasons adduced for this amongst others were unavailability of organic manure, preference for fertilizer and bulkiness of organic manure. From the logit regression result, three variables, namely, educational level (t=3.645), farm size (t=3.978) and farming experience (t=2.998) were significantly in their relationship with organic manure use. From the findings of the study, it was recommended among others that farmers in the study area should be enlightened on the benefits of using organic manure in their farms.
An Early Warning System on the Propensity of Survival and Failure of Non-life Insurance Firms in the Philippines (2002-2011) (Review Completed - Accepted)
This study examines the factors affecting survival and failure of non-life insurance firms in the Philippines and classifies the survivability of the firms into strong, moderate, weak and insolvent firms. Selected insolvency indicators are represented by the variables most commonly found and validated in insurance literature. The study used a 10-year panel data of 79 non-life insurance firms in the Philippines from year 2002 to 2011 Annual Statements (AS) reported at the Philippine Insurance Commission (IC). The variables of the study were tested using Levene-Welch-Games-Howell and logit regression. The result shows that firm size, natural catastrophe due to typhoon and flood, ownership, leverage, degree of diversification, growth of equity and paid-up capital compliance are significant factors that affect the survivability of non-life insurance firms in the Philippines. The result of the study serves as a useful tool for the regulator and stakeholders involved in the industry