Institutional Impediments to International Remittance: Transmission-Cost Issues in Nigeria (Published)
This study investigates the institutional impediments of remittances with reference to the cost of transmission in Nigeria. The study is motivated by the increasing inflows of remittances through informal channels that would have been directed into the financial system to improve savings and enhance financial deepening if they were accounted for. The study therefore investigates whether the use of informal channels is caused by the increasing costs of collecting remittances that is partly induced by financial institutions. The study uses a bank exit survey data and a household survey data collected by the Center for Demographic and Allied Research (CDAR). T-test analysis and logit regressions were employed to achieve the objectives of the research. The findings show that there is no significant difference in the frequency of receipt for the formal and informal channels, transaction cost negatively and significantly determinants the use of formal channels flows, and finally there exist a significant difference between the transaction costs of using formal and informal channels of remittances. Financial institutions should therefore checkmate the charge of remittance receipt to encourage the use of formal channels and increase the frequency of flows
The Role of Information and Communication Technology (Ict) Toward Teachers’ Education in South West Nigeria: Impediments and the Way Forward (Published)
Information technology as we have today resulted from technological efforts in ancient civilization which started thousands of years ago. As civilization arose, the need to communicate, to document ideas and policies, and the need to keep track of figures became apparent. Ancient kingdoms were in desperate need of how to educate their princes and princesses in desired ways of acting and behaving. People were not able to communicate effectively across long distances greater high their voices could be hard and preservation of ideas were possible, were too crooked and cannot endure. It was not easy then for the society to spread its influence over others, not accumulate a rich cultural heritage. Thus, the social and cultural development of the community remained agonizingly slow. However with the recent development in science and technology the world as a whole as been reduced to a global village through the application of information communication technology. The survey takes a look at the role of ICT in Teachers ‘education in south West Nigeria. The design for the study was a survey method using interview. The population for the study was 1500 education students of college of Education, IkereEkiti where 100 pre-service teachers were purposively selected. The instrument is a questionnaire on accessibility and uses of ICT facilities for pre-service teachers in the study area. The instrument was validated by test experts, educational technologist and ICT experts,a reliability co-efficient of 0.75% were obtained from the reliability test conducted. Data collected were analyzed using simple percentage. The result shows that 35% of pre-service teachers have their personal computer and 45% of the lecture rooms have ICT facilities. Based on results of the findings it is recommended that effort should be made by the Government and stakeholders in the education sector to make ICT facilities available for pre-service teachers training. Apart from this, adequate workshop training and seminars for teachers should be organized in the colleges of Education on the operation of ICT facilities.
Impediments to Effective Improvisation of Instructional Materials for Teaching Electrical Installation Works In Ebonyi State Technical Colleges (Published)
This study investigated the impediments to effective improvisation of instructional materials for teaching Electrical Installation Works (EIW) in Ebonyi State Technical Colleges. Two research questions and two hypotheses guided the study. Survey research design was adopted for the study with a population of 192. Sampling was not carried out because the population was manageable. Thirty item structured questionnaire was the instrument used for data collection. Three experts established the face validity of the instrument while 0.95 was its reliability coefficient obtained through test-re-test method with Pearson Product Moment Correlation to ensure its measures of stability. Mean and standard deviation were used to answer the research questions while students t-test statistic was used to test the hypotheses at 0.05 level of significance. The findings revealed thirteen critical impediments resulting from EIW teachers’ characteristics and seventeen critical impediments due to environmental and situation forces surrounding EIW programme implementation. It was then recommended that Ebonyi State Government should ameliorate these impediments urgently to forestall their consequences.