MANAGING SCHOOL DISCIPLINE: THE STUDENTS’ AND TEACHERS’ PERCEPTION ON DISCIPLINARY STRATEGIES (Published)
Strategies adopted for ensuring discipline has been a very challenging encounter. This study therefore explores procedures involved on how teachers carry through their respective roles in managing indiscipline and how students perceive such involvement in Effutu Municipality. A case study design using qualitative approach was adopted for the study. Thirty six (36) respondents comprising twelve (12) teachers and twenty-four (24) students from two (2) Public Junior High Schools were purposively selected. Data was gathered through interviews which was analysed thematically. The study findings revealed that, teachers used judgemental to subjective behaviours as well as evaluating the disciplinary measures to interpreting it as the appropriate measure to stop misbehaviour. Teachers start using verbal appreciation and stopped their habit of de-motivating students. Additionally, in place of punishment, they preferred to encourage those students, who were not showing interest in classroom activities. It is therefore recommended that teachers should cultivate the habit of involving students in rule setting in order to promote ownership of the rules and to encourage them to take more responsibility for their own behaviour and also employ cooperative disciplinary measures as compared to punitive and harsh disciplinary measures could be used to inspire children.
EVALUATING THE FINANCIAL PERFORMANCE OF BANKS USING FINANCIAL RATIOS- A CASE STUDY OF ERBIL BANK FOR INVESTMENT AND FINANCE (Published)
This study investigates the financial performance of Erbil Bank for Investment and Finance, Kurdistan Region of Iraq during the period of 2009-2013. Several financial performance parameters are used such as financial ratios analysis which is used to measure the financial position for the bank and on broader range statistical tools also have been used for analysis purpose of several variables which would affect the banking system in general in order to know whether these variables are significantly correlated with the financial performance for the bank. The findings of the study show the positive behaviour of the financial position for Erbil Bank and some of their financial factors variables influence the financial performance for the bank. Then, it is found that the overall financial performance of Erbil Bank is improving in terms of liquidity ratios, assets quality ratios or credit performance, profitability ratios (NPM, ROA, ROE). This study suggests a set of recommendations regarding the development and enhancing of some banking operations which will boost the bank’s profitability and improve the financial performance for the bank