Tag Archives: Capital

Interrogating Capital Punishment and Indigenous Yoruba African Culture (Published)

This work interrogates capital punishment and indigenous Yoruba African culture. We examine punishment as a concept and the four theories of punishment which include; Utilitarian theory of punishment, Deterrent theory of punishment, Reform theory of punishment, Retributive theory of punishment. We also look into what punishment is and what punishment is not and then carry out a brief analysis of capital punishment. We then examine Yoruba African culture with respect to capital punishment; the work show clearly that Yoruba culture abhor capital punishment in their laws, the implement it and supported it with different proverbs and folklore stories. Today, there have being clamoring from every angle for the abolition of capital punishment in our society and Yoruba as a nation should not be left alone because; “Ikú tó ń pa ojúgbà ẹni, òwe ló ń pa fún ni” (‘the death that is consuming one’s peers is proverbially warning of one’s own impending similar death’).

Keywords: Africa, Capital, Culture, Folklore, Proverbs, Punishment, Yoruba

Effect of Bank Specific Factors on Bank Loan Performance in Nepal (Published)

This study examines the effect of bank specific factors on loan performance of commercial banks in Nepal. Bank size, capital, deposit, liquidity ratio and lending interest rate are taken as bank specific factors. The study has conducted correlation and regression analysis using panel data of twenty four commercial banks during the period of 1996 -2017. The empirical results show that bank size, capital and deposit have positive impact on bank lending. Hence, commercial bank willing to increase lending should increase its capital, even more than regulatory standard. Further banks willing to lend more should expand their total assets and deposit. Liquidity ratio and interest rate have negative impact on bank lending. Thus, commercial banks willing to increase bank lending, should be careful in maintaining minimum liquidity requirement and interest rate fluctuation. Central bank willing to increase bank lending to productive sector should encourage banks to decline their lending interest rate.

Keywords: Bank Lending, Capital, Deposit, Interest Rate, Liquidity Ratio, Regression, Size

Revitalization of Women’s Cooperative (Kopwan) Based Local Wisdom (Published)

The purpose of research is to analyze the problems of women’s cooperatives in Sampang. Benefits of this study are consistent with Nawacita President Jokowi is to realize economic independence by moving the strategic sectors of the domestic economy. The methodology used in this research is qualitative descriptive. Data collection techniques in this study is the observation and interviews. The research subject is women’s cooperatives (members, administrators). The type of data in this study, there are two primary data and secondary data. Primary data were obtained from observations and interviews, while the secondary data obtained from the documentation, literature and the literature of the relevant agencies. In this study the validity or correctness of the information and the stabilization achieved by using triangulation is done by comparing the information of members of  Women`s cooperative ( Kopwan)  with the position (status) are different. The study population was women’s cooperatives in Sampang with purposive sampling election. From the research findings, Kopwan very weak performance from the aspect of technological mastery (the market), access to market information and  sources of capital .Moreover, human resource capacity is still low. The conclusion of this study is the need to strengthen management, capital support and appropriate technology. There was also need for the availability of raw materials and human resources (HR) is concerned to improve the performance of SMEs and Kopwan on Madura.

Keywords: Capital, Human Resources, Madura, Management, Women's Cooperative

Interrogating Capital Punishment and Indigenous Yoruba African Culture (Published)

This work interrogates capital punishment and indigenous Yoruba African culture. We examine punishment as a concept and the four theories of punishment which include; Utilitarian theory of punishment, Deterrent theory of punishment, Reform theory of punishment, Retributive theory of punishment. We also look into what punishment is and what punishment is not and then carry out a brief analysis of capital punishment. We then examine Yoruba African culture with respect to capital punishment; the work show clearly that Yoruba culture abhor capital punishment in their laws, the implement it and supported it with different proverbs and folklore stories. Today, there have being clamoring from every angle for the abolition of capital punishment in our society and Yoruba as a nation should not be left alone because; “Ikú tó ń pa ojúgbà ẹni, òwe ló ń pa fún ni” (‘the death that is consuming one’s peers is proverbially warning of one’s own impending similar death’).

Keywords: Africa, Capital, Culture, Folklore, Proverbs, Punishment, Yoruba

The Affects of Capital, Labor, Science and Techonology on Economic Growth of Daklak Province from 2011-2016 (Published)

Nowadays, economic growth is one of the central issues that attracting attentions of many countries in the first development stages (Edelstein Dan, 2015). As one of five provinces in Tay Nguyen, located in the border development triangle of Cambodia – Laos – Vietnam, Dak Lak has a strategic position of three countries in terms of politics, economy, society, national security and defense, ecological environment (Politburo, 2011).In the development process, Dak Lak has been exert to maintain a stable economic growth rate in many years, so it has increased the quality of people’s living (Politburo, 2011). However, in the development process, the economic has still grown in width, many potential have not been discovered and utilized effectively, the infrastructure is backward and the competitiveness is very low. In order to help the leaders have general, in-depth understanding about economic growth, the study based on methodology of meta-analysis, descriptive analysis and inferential analysis to evaluate the contribution of capital, labor and science and technology on the economic growth of Daklak province. From study results, the paper suggested some recommendations for promoting economic growth in the province.

Keywords: Capital, Cobb-Douglas, Icor, Labor, Tfp, economic growth

The Influence of Access to Finance and Government Policies on the Growth of Small and Micro-Enterprises Growth in Kenya (Published)

Small and Micro Enterprises (SMEs) in developing countries and Kenya in particular face numerous challenges in their path to growth and expansion. Despite the many startups and government effort to improve the regulatory and institutional framework in Kenya, most SMEs do not evolve into medium enterprises. This paper sought to determine influence of access to finance and government policies on the growth SMEs in Kenya. The research design employed in this study was the descriptive cross sectional design that used a purposive survey. The study targeted SMEs situated in Nairobi City and operating in four sub-sectors of the economy namely: transportation and storage; accommodation and services activities; information and communication; financial and insurance activities; and professional, scientific and technical activities. A total of 395 SMEs were sampled using stratified technique and response rate registered was 88.1%. Primary data were collected through questionnaires administered on owners and managers of SMEs by the researcher by way of structured interviews. Data analysis procedures were carried out and the data coded before running the initial summaries in Statistical Package for Social Sciences (SPSS). Chi-square test of association at a 5% level of significance was used to explore the relationship between variables. The study found out that, access to finance is a critical factor in the establishment, development and growth of the SME sector. The financial system although relatively developed in Kenya is still skewed towards the established businesses. Despite the focus on policy on development of SMEs, it was found out that, government policies had the least influenced on the growth of SMEs. Consequently, there is need for review of the banking capital requirement rules to allow more banks to operate in the market. There should be use of the established mobile money technology platforms to allow individuals to directly purchase treasury bills for transparency in the financial market. This will have a positive impact on the interest spread and allow cheaper credits to private sector especially the SME sector. There is need for specialized financial institutions funded by government and development partners that will house all the government special funds destined for the SME sector.

Keywords: Capital, Government Policies, SME, Technology

Bank Capital and Profitability: A Study of Selected Banks in Ghana (Published)

The study investigated the relationship between bank equity capital and profitability by sampling fourteen (14) banks, using the purposive sampling technique, out of the twentyeight (28) universal banks operating in Ghana at the time, with data covering an eleven- year period (2005-2015). The study adopted the panel data methodology to examine the effect of bank capital on profitability. The random-effects Generalised Least Square (GLS) regression was adopted as an estimation technique for the research.  The study revealed that equity capital is significantly and positively related to Net Interest Margin (NIM), and Return-on-Equity (ROE). Bank size is significantly and negatively related to ROE, and insignificantly inversely related to NIM. Regulated bank capital is a disincentive to inclusive financial intermediation in Ghana.

Keywords: Bank, Capital, Equity, Ghana, Profitability, Size

Applied Intellectual Capital Accounting in Jordanian Construction Companies (Published)

That growing interest with the beginning of the 1970s by the employment Social Enterprise along with its economic growth has  led to attempts to develop models for the measurement and disclosure of accounting data for the social function, and thus enable the Department to identify the importance of  responsible  social  enterprise in terms of  its impact on the performance and business results and then all this reflection on the ability of the financial statements the fair expression of truth and the development and performance of enterprise.As well as the Called community enterprises to act in a more responsible, where you want all categories on understand  how these modules in environments in which they operate and thus in performance by taking decisions At present, many parties Relevant need to deal with information to identify the performance of a business and most of  the information they need can be obtained partly from financial reporting standard, but even today does not meet all the needs of these users they need other types of  information, such as social , which reflects the extent of  behavior established by a responsible environment.The construction companies of  the most important classes you need for accounting information and deals from To learn about the performance of the installations and especially nowadays where the global economy enters the third millennium, the era of globalization, which is influenced by a set of variables global economic was and still is and will remain radical and profound repercussions on the performance and business perspective that companies play a vital role in the economic development and social .Therefore the companies if  it can play an active role in this area, they have committed themselves to social responsibility of accounting disclosure, which is the focus of attention of  the accounting message recipients where these objectives vary, which is reflected in the differing quality of  information representing the accounting message content, as reflected both on the language of  the message and content of the accounting and presentation, so the information disclosure of  corporate operations will definitely positive results at the local level and international level there by maximizing social welfare.

Keywords: Accounting, Capital, Construction, Intellectual

Basel II Capital Adequacy Framework in the light of the Financial Crisis (Published)

These papers cover the discussion about the relevance of Basel II capital adequacy framework in the aftermath of the global financial crisis. This study covers in detail the affects of the Basel II on the financial institutions, the problems it carries and the suggestions that are needed to make improvements in it. The discussion covers in detail the impact of different factors on the global financial crisis, the reasons about their behavior and the most effect of the global financial crisis on the western banks as well.

Keywords: Basel II, Capital, Framework, financial crisis

Interrogating Capital Punishment and Indigenous Yoruba African Culture (Published)

This work interrogates capital punishment and indigenous Yoruba African culture. We examine punishment as a concept and the four theories of punishment which include; Utilitarian theory of punishment, Deterrent theory of punishment, Reform theory of punishment, Retributive theory of punishment. We also look into what punishment is and what punishment is not and then carry out a brief analysis of capital punishment. We then examine Yoruba African culture with respect to capital punishment; the work show clearly that Yoruba culture abhor capital punishment in their laws, the implement it and supported it with different proverbs and folklore stories. Today, there have being clamoring from every angle for the abolition of capital punishment in our society and Yoruba as a nation should not be left alone because; “Ikú tó ń pa ojúgbà ẹni, òwe ló ń pa fún ni” (‘the death that is consuming one’s peers is proverbially warning of one’s own impending similar death’).

Keywords: Africa, Capital, Culture, Folklore, Proverbs, Punishment, Yoruba