The Adequate capital capacity of Regional Development Bank (RBD) is needed in achieving the foresight vision of banking industry. RDB is expected to become a leader in its region –the largest, best, and strongest bank group– especially in the national banking industry. This study aimed to identify the financial performance of Bank Sumsel Babel (BSB) as one of RDB in Indonesia in optimizing its capital using descriptive analysis, to analyze factors affecting capital adequacy of BSB used environmental scanning and to formulate BSB capital strategies used foresight analysis that is designed on BSB’s capital architecture strategy in optimizing its role as agent of regional development. As the result, there were six main strategies namely strengthening the organization, getting additional share deposits from local government, generating higher revenues, increasing the third party funds (TPF), issuing subordinate obligation, and selling the share to the public (Initial Public Offering).
Sumsel Babel Bank (BSB) is a regional bank that is demanded to be Bank Regional Champion (BRC) in its own region. The tight competition in the bank industry caused BSB to have the proper strategy to face and win the competition. This study aims to identify performance of BSB, analyze internal and external factors that affect the performance, and formulate the strategy to improve performance of BSB to be a BRC in the region using descriptive method, Internal Factor Evaluation (IFE) Matrix, External Factor Evaluation (EFE) Matrix, SWOT Matrix and Architecture Strategy. There were 12 alternative strategies chosen as BSB’s performance improvement strategy based on the result of SWOT Matrix. Based on Architecture Strategic results, the sequence of strategies for the next five years starting from improving the quality of human resources and IPO for additional capital. This strategy is expected to improve BSB performance.